Do I need a referral?

Not for an appointment: skin therapy is directly accessible. Some insurers do require a GP referral for reimbursement.

Is the reimbursement deducted from my deductible?

No. The deductible only applies to care from the basic insurance.

Is acne therapy reimbursed?

Not from the basic insurance. Many supplementary insurance policies do reimburse part, often up to a maximum amount.

Health insurance & skin therapy

Will my treatment be reimbursed?

RC Huidkliniek works with all Dutch health insurers. Whether you get anything back depends on your treatment, the reason and your policy. Here you can read how it works, without the small print.

All health insurers AGB code 90118932 Quality Register for Paramedics No referral needed for an appointment

Rosa discusses the treatment plan with a client at the table

In short

In most cases skin therapy is not covered by basic insurance. Supplementary insurance often does reimburse part of acne therapy, pigmentation spots on the face and removal of excess facial hair, usually up to a maximum amount per year. Purely cosmetic treatments, such as anti-ageing, are not reimbursed. The deductible (eigen risico) only applies to basic insurance, so not to reimbursements from your supplementary insurance.

Reviewed by Rosa Cardoso, skin therapist (BSc) · KP 39107429188 · Last updated 25 October 2026. The terms of your own policy always take precedence.

Per treatment

What is usually reimbursed?

Indicative overview. The exact reimbursement differs per insurer and policy.
Treatment	Basic insurance	Supplementary insurance
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How to check

Your reimbursement in three steps

01 Search your policy Search the terms of your supplementary insurance for ‘huidtherapie’ (skin therapy), ‘acnebehandeling’ (acne treatment), ‘huidbehandelingen’ (skin treatments) or ‘ontharen’ (hair removal). Look at the maximum amount and whether it applies per year or per treatment day.
02 Check the conditions You don’t need a referral for an appointment. Some insurers do require a GP referral for reimbursement, or have an age limit for acne treatment.
03 Submit your invoice We don’t bill insurers directly: you receive an invoice from us that you submit yourself via your insurer’s app or website. Every invoice shows our AGB code and the treatment code.

Tip for the switching season

Planning a treatment plan? Before 1 January is the time to check your policy

You can change your health insurance once a year, as of 1 January. Want to start next year with, for example, acne therapy or laser hair removal? Then compare the reimbursement for skin therapy in the supplementary packages this autumn. You can cancel until 31 December at the latest.

Questions about reimbursement